HIBBARD WEALTH MANAGEMENT GROUP AT STEWARD PARTNERS

Hibbard Wealth Management Group

Frank V. Hibbard, AIF

Managing Director, Wealth Manager, Founding Partner

View Frank V. Hibbard's Bio

Amy P. Rosa, CFP , CEP

Vice President, Wealth Manager, Founding Partner

View Amy P. Rosa's Bio

Service Commitment

OUR CONCIERGE SERVICE COMMITMENT

We believe our clients should be treated the way they want to be treated with the highest level of service, timely communication, and personal touch to have an exceptional client experience. We want to build relationships with honesty and integrity, going above and beyond investment advice. By placing our clients first we adhere to our service commitment to you.

OUR PLEDGE

We commit our energies, intellect and knowledge to help helpingclients attain their financial objectives by providing the highest possible level of service and delivering investment alternatives. We believe that putting the financial well-being of our clients first ultimately serves the best interests of our shareholders, our communities and ourselves. Remaining responsive to the needs of our clients in a financial environment characterized by constant change is our continuing challenge.

OUR SERVICES

As advisors we believe in a fee based approach. We determine your needs, goals, and risk, and invest your assets based on your objectives. We also offer traditional brokerage services.

Our focus is helping you achieve your goals. By putting your goals and resources into a comprehensive plan we can concentrate on what you need and want, and how best to get you there. Life throws you many surprises: children, education, divorce, death, special needs, inheritance, etc., and we are here to help you manage them.

We provide services for institutional clients ranging from non-profits, foundations and endowments to corporations, insurance companies and family offices. We are here to help you meet your organization's goals. We have the resources and capabilities to help align your institution's financial goals with its mission.

During our financial planning review, we uncover your insurance needs whether it is life insurance, long term care, disability, or asset protection. We review and assist you with proper evaluations and discuss how to best fit your needs.

Careful tax planning throughout the year can help you reduce the taxes you pay and help you achieve your financial goals. We work with you and your CPA and/or Attorney to help you mitigate taxes.

Life events can cause a number of financial burdens. We work with you and your CPA and/or Attorney to help you implement your plan.

OUR PROCESS STARTS AND ENDS WITH YOU

We will gather information about your current circumstances, your future goals, your concerns and your aspirations. We need to find out what is important to you.

We will review with you what we have identified as your goals and ask questions to confirm we understand the importance of your financial goals and concerns.

We will have you answer a questionnaire to get a good idea of your risk tolerance and go over it in detail with you.

Creating a plan also means working with other professionals in your life to make sure we are all on the same page as needed.

Based on your goals and risk tolerance we will create a strategy tailored to you based upon our collabrative process.

Goals and risks change throughout your lifetime. We will meet with you regularly to go over your plan and recommend adjustments as needed, which includes investments, estate planning, retirement, etc.

Stay dedicated to your long term goals.

The process starts and ends with you. We will continue to review steps one through seven to stay focused on you and your financial well-being.

WHAT TO EXPECT

Obtain information through meetings and questionnaires
Determine your financial goals, needs, wants
Assess your risk tolerance and time horizon
Collect documents for account opening

Based on the information collected we will evaluate your financial status including net worth, debt, standard of living, and cash flow
Create a personalized financial plan
Discuss estate planning strategies
Review tax planning strategies

Review our recommendations with you
Implement the recommendations with timelines, as agreed upon

Set up quarterly, bi-annual, or annual reviews based on your preference
Review recommendations
Review performance
Update life events
Educate
Economic and investment product update

All of our services are completed with our concierge service commitment to you. Our clients come first and we want you to be able to engage us with any concerns or issues you have. We are committed to providing you with superior service and making a difference in your financial success.

STEWARD PARTNERS – WE’RE NOT JUST PARTNERS, WE’RE FAMILY.

THE NEXT EVOLUTION IN WEALTH MANAGEMENT

Why Steward Partners?

Steward Partners is an employee-owned, full-service independent partnership catering to family, institutional, and multigenerational investors. Our professionals deliver comprehensive wealth planning and investment strategy implementation, professional asset management services, private banking, institutional consulting, and business solutions. We pride ourselves on delivering high-level client service with an unwavering commitment to excellence.

A FIDUCIARY RESPONSIBILITY TO OUR CLIENTS

As a Registered Investment Advisor (RIA), Steward Partners acts as fiduciary to our advisory clients. This means that The Firm has a fundamental obligation to act in the best interests of our clients and to provide investment advice in our client’s best interests. The Firm and its advisors owe our clients a duty of undivided loyalty and utmost good faith. The Firm does not engage in any activity in conflict with the interest of any client and takes steps reasonably necessary to fulfill our obligations.*

*https://www.sec.gov/divisions/investment/advoverview.htm

Intelligent Solutions for Complex Financial Situations

ENGAGEMENT OPTIONS

Personal Concierge

We serve ultra-wealthy families under a comprehensive plan designed by a team of skilled professionals. We combine asset management, cash management, risk management, financial planning, lifestyle management and a variety of additional services to help you navigate the complexities of your wealth. We have access to a consortium of professionals with experience in legal, insurance, estate, tax and investment planning, and we act as a personal concierge for you and your family to handle your personal affairs and other lifestyle needs.

Registered Investment Advisor

As a registered investment advisory firm, we are focused solely on your best interests and have added level of fiduciary responsibility. We attend to your unique financial situation, seeking to address your goals and objectives through comprehensive financial planning. As life evolves and markets fluctuate, your plan and strategies will be updated as well to help keep you on track every step of the way. We have investment independence and no conflicts of interest, and our compensation and fees are completely transparent.

Wealth Planning

Addressing the complexities of wealth in today’s markets requires professional guidance, a disciplined process, and access to a wide array of innovative financial solutions. At Steward Partners, we take a comprehensive approach to wealth planning, recommending not only traditional investment solutions, but also more sophisticated alternatives. We’re deeply committed to helping you align your wealth with your values and goals, both now and as your life and objectives evolve over time.